Browse Category by Small living

Live within constraints.

Four years ago Zach spoke on Boundless Creativity via Boundaries, Constraints, and Limitations at Ignite Denver. He’s been saying it for years, and it still holds true today. The more we restrain ourselves, the more creative we are.

weddinglaughing

Look at us laughing at how little we spent on our wedding day!

I remember back in 2007 we had a budget of a whopping $2,000 for our wedding, including my dress! This is not a joke. My parents have always provided well for me and my 4 siblings, but they’ve never had a lot or money. Zach and I also had very little money. When we got married we were both going to school full time, and I was working as a Cosmetologist. So we had to make this budget work. If I remember correctly, I think we spent closer to $1,500!

Continue Reading...

Debt Free Living, Small living, Smart money

Easiest way to save money.

Zach has been out of college and in the workforce for 8 years now. For the past 8 years he can count on one hand how many times he has paid to go out for lunch, impressive! Going out to eat for lunch is such the norm and most people don’t think twice about how much money they are spending. Based on the idea of paying $10 a day (which I wouldn’t be surprised if this number was actually higher) 5 days a week… you are looking at $200 a month. Now, what if you are a double income family, and both of you are eating out every day? That’s $400 a month!! Four. Hundred. Dollars!

Continue Reading...

Buying houses, Move forward, Planning, Small living, Smart money

New Airbnb in Louisville, CO

This last week I made a trip back to Colorado to visit our good friends (and our family Photographer) Ashleigh and Ian. I made the trip because they decided they wanted to rent out their spare bedroom on Airbnb. This was extra special because they purchased their house from us!  It was a lot of fun to be back in Louisville (although it was all of 36 hours) and get them squared away.

Have you ever considered renting your house out on Airbnb? Or, rent out a spare bedroom? Tell us about it!

Airbnb, Business planning, Debt Free Living, Planning, Small living, Smart money

Our Airbnb Rental. Sort of.

After years of considering and trying to find a way to have a full time airbnb rental. We have one! Kind of. As you probably already know by now, we are big Airbnb fans. We use it to find places to stay when we travel, and we also use it to rent out our home when we are gone. We. Love. It.

We initially thought about renting out our basement bedroom several months back, after we added a door in the laundry room. Having a second entrance made it feel like, why wouldn’t we do this? After a lot of excitement we ultimately decided that a few extra dollars wasn’t worth the hassle.

Continue Reading...

Airbnb, Investments, Small living, Smart money

Could we live here forever?

VKJI47FUGM

Zach and I bought our first house during the big housing crash of 08′. During 08′ a lot of people were not buying homes in fear of housing prices continuing to plummet and with major lack of trust in the housing industry. Because we came out of college at one of the worst economic downturns our country has ever seen, when we bought our first house, and subsequent houses, we had this question in mind “Could we live here forever?”

History has shown time and time again that after a housing crash, with enough time, the housing market will recover. This gave us confidence that buying would be ok. But of course, like others, we were concerned that we hadn’t seen the worst of it. So, each time we purchased a house, even though we weren’t planning on any of these houses being our “forever home” we wanted to make sure that if Zach lost his job or the market worsened, we would be able to stay in the house as long as needed.

Continue Reading...

Be decisive, Buying houses, First time homebuyer, Planning, Small living

My inner JLO vs granola.

Screen Shot 2016-06-29 at 10.14.17 PM

Image source

This concept is one I learned from one of my best friends, who also happens to be my sister in law, Emily. She once told me how she had this inner struggle of her JLO vs granola and I couldn’t believe how much it resonated with me, and I adopted it as my own. So here it is.

There is a part of me that wants all things glamorous, and this is my JLO. I want a big house with a spa like master bathroom, gourmet kitchen, my own office, beautiful decks overlooking amazing views and a large open living area. I want a brand new van that smells new and rides like a dream. I want cute clothes that make me feel like a babe, and lots of them. I want eyelash extensions. I want a manicure, pedicure and massage every week.

Continue Reading...

Debt Free Living, Planning, Small living, Smart money

My engagement ring, and why it says so much.

IMG_6508

When Zach proposed to me, he defied all rules. He didn’t ask my Father’s permission, he went against his parents advice, he didn’t kneel down on one knee, and he asked me to marry him with a simple, white gold band- no diamonds. We were sitting in his car parked on a street that had maybe a little bit of a city view and that’s where our eternal commitment to each other started (I later found out he was so nervous he was just driving around with me in the car looking for a place to propose).

Continue Reading...

Be decisive, Debt Free Living, Move forward, Small living, Smart money

The power of starting small.

When purchasing your first home, or even subsequent homes, it’s tempting to buy the nicest, biggest house your budget can afford. A house you can grow into and raise your kids in for years to come. However, if you want to invest in real estate, the most affordable way to do that is buying a home as a primary residence (more on this in a later post). So when you purchase a home, making sure the home fits your current needs, along with the needs of the near future (1-2 years) is important, but being cautious of A. Your spending B. rentability and C. being motivated to move into another house sooner than later, is important.

Continue Reading...

Buying houses, First time homebuyer, Investments, Small living, Smart money