Browse Category by Move forward

Easiest way to save money.

Zach has been out of college and in the workforce for 8 years now. For the past 8 years he can count on one hand how many times he has paid to go out for lunch, impressive! Going out to eat for lunch is such the norm and most people don’t think twice about how much money they are spending. Based on the idea of paying $10 a day (which I wouldn’t be surprised if this number was actually higher) 5 days a week… you are looking at $200 a month. Now, what if you are a double income family, and both of you are eating out every day? That’s $400 a month!! Four. Hundred. Dollars!

Continue Reading...

Buying houses, Move forward, Planning, Small living, Smart money

My engagement ring, and why it says so much.

IMG_6508

When Zach proposed to me, he defied all rules. He didn’t ask my Father’s permission, he went against his parents advice, he didn’t kneel down on one knee, and he asked me to marry him with a simple, white gold band- no diamonds. We were sitting in his car parked on a street that had maybe a little bit of a city view and that’s where our eternal commitment to each other started (I later found out he was so nervous he was just driving around with me in the car looking for a place to propose).

Continue Reading...

Be decisive, Debt Free Living, Move forward, Small living, Smart money

Don’t listen to the naysayers.

Too often in life we are swayed to do things, or not to do things, based on what other people say. Of course there is a time and a place to look to people we know, love, and trust for advice… but sometimes, even these people can’t know what’s right for you.

D9AE3D6D9A

An example from our personal lives took place when we purchased our second home, that was smaller than our first home, we decided to keep our first house as a rental. We had numerous people who we looked up to tell us that we should just sell our first house, then use the equity to buy one bigger house. We were determined to keep the first property to rent it out and did just that. We continued to get this advice (as well as other reasons to not purchase) on each and every property we bought, but we stayed on course with our long term plan. It would have been easy to sell and get a nicer home. However, we always had a detailed, thought out, business plan. This plan helped us see past immediate wants and needs and allowed us to stay focused on our end goal.

Continue Reading...

Be decisive, Business planning, Move forward, Smart money